Professional, qualified financial planners are adept at helping their clients with all their financial matters. By first thoroughly considering your circumstances, they can develop proven yet tailored strategies to help you reach your goals. But if you want to get down to the nuts and bolts, Financial Planners can actually assist with a variety of …
Everyone has hopes, dreams and life aspirations. You might be focused on taking the leap and buying a home or business, saving for your kids’ education, taking that idyllic holiday you’ve always wanted to or maybe you want to plan for a comfortable retirement. While managing your finances is, naturally, your responsibility you don’t have …
How can a Financial Planner help you make the most of your money? Read More »
We find that most often, the triggers for people seeking help from us are changes in life’s circumstances, like marriage, kids, redundancy, retirement, illness, aged care and death. As a result, they- Have long term goals and need a plan that takes everything into account Need a budget to make sure it all happens Feel …
Top 12 reasons for turning to a Financial Planner Read More »
Why do people visit Financial Planners? What is it that makes them pick up a phone or scout around online to find the right financial planner? Financial decisions are made by all of us on a daily basis – most often with small sums of money. But when it comes to making a long term …
When should you ask a Financial Planner for help? Read More »
For some clients, simply starting with the basic financial planning rules and making sure they are understood and followed can make the world of difference. Here’s our top 15 rules that, when followed, will ensure your financial future is bright. Understand your current position first– what’s coming in and what’s going out. Have an idea …
Whilst many of the tax and super reforms introduced by the former Federal Government have been scrapped, one proposal the current government has decided to keep is the ‘deeming’ of account based (formerly called allocated) pensions for social security purposes from the 1st of January 2015. Pensioners beware. Pension Assessment Currently only a portion of …
Over the past few years there has been some quite sensationalist journalism in our major papers regarding the hybrid sector and some of the recent issues that have come to market. I thought I would put the issues raised into context by using an example of a recent issue that forms part of the FYM …
These days, many people buy their insurance direct over the phone. It’s not necessarily cheaper, but it is apparently so easy. You don’t even have to fill out any of those awful forms! Ever wonder why it seems so easy? It’s because the insured person is not ‘underwritten’ until they make a claim. Only then …
For families who face the daunting prospect of moving a loved one into residential aged care, the evaluation process is about to become much more complex with the formal introduction of the Aged Care Reform Act, due to commence on the 1st of July 2014. We have seen clients go through this process so many …
How will the Aged Care Reform Act impact upon your family? Read More »
The Future Of Financial Advice has been in the media a lot over the last year or so and has created a great deal of interest in certain parts of the community, as the previous and current governments seek to improve the quality of financial advice provided in Australia and protect the retail investor. The …